{"message":"MyCapital MLM Backend API","version":"2.0.0","features":["Mandatory Referral System (Unilevel MLM)","MLM Tree with Downline Tracking","Business Volume Propagation","Daily ROI Engine with 10% Service Fee","Manual Deposit Approval","Manual Withdrawal Approval","OTP-based Withdrawal (Optional)","File Upload (Payment Proofs, Passbook, Certificates)","Bank Details Verification","Admin Password Change","Activity Logging","Rewards System"],"otp_withdrawal_enabled":true}